Drone Sangam

What is Drone Insurance?

Drone Insurance (Remotely Piloted Aircraft Insurance) covers any loss or damage caused to the drone, including theft while it is being operated by an authorized person. It also provides third-party liability protection that covers damages with respect to accidental bodily injury and accidental damage to property caused by the drone.

Drone insurance also provides accidental death benefit and covers hospitalization expenses of the operator for injuries caused by the drone while the same is being operated.

Who Needs Drone Insurance?

As per Drone Rules 2021, DGCA has Mandated Drone Insurance (Remotely Piloted Aircraft insurance) in India. It is, therefore, a legal requirement to obtain a commercial third-party liability Drone Insurance (Remotely Piloted Aircraft Insurance) policy if you are undertaking commercial operations.

All drone operators, service providers, and drone pilots using drones for commercial operations need to obtain Drone Insurance (Remotely Piloted Aircraft Insurance).

Coverages
Requirements

Third Party Property Damage

Unintentional damage to property belonging to others

All India Coverage

Fly your drone within permitted zones all across India.

Third Party Bodily Injury

Accidental bodily injury or death to a third person

Accidental Drone Damage

Damage to the drone body in case of an accident

RPTO / Training Cover (Add-on)

Cover for DGCA Certified Training Drones - Third party, Comprehensive & Add-ons

Night Flying Cover (Add-On)

Fly risk-free in the night with night flying add-on cover

BVLOS Cover (Add-On)

Get this add-on if you are conducting flights Beyond Visual Line of Sight

Annual Plan

Purchase once and fly without any stress, all through the year

Drone Registration

Your drone should be registered with DGCA and have a UIN

Original Invoice

The drone you want to get covered should have a purchase invoice

Recent Purchase

Your drone to be covered should be purchased on or after 2019

Drone Serial Number

Unique Serial number marked on your drone

Drone Images

Latest Images of your drone

Frequently Asked Questions

Drone insurance (Remotely Piloted Aircraft Insurance) covers any loss or damage caused to the drone, including theft, while it is being operated by an authorized person.

Drone insurance covers damage to the drone body, third-party property damage, third-party bodily injury, and accidental loss during flight. It ensures that you're protected from financial liability.

Third-party liability coverage protects you from any damage caused by your drone to someone else's property or causing bodily injury to someone else during its operation.

Yes, drone insurance can cover theft as long as the drone is being operated by an authorized person, and the theft occurs within the coverage conditions specified by the policy.

To file a claim, contact your insurance provider immediately, provide all necessary documentation (such as proof of damage, theft, or injury), and follow the specific claim process outlined in your policy.

No, drone insurance is not mandatory in India, but it is highly recommended to ensure that you are protected against potential risks, especially third-party liability and damage.

The cost of drone insurance in India varies depending on factors like the type of drone, the coverage, and the insurer. On average, it can range from a few thousand to several lakhs annually.

Yes, many drone insurance policies in India offer coverage for drones used during training. It is important to ensure that the specific policy covers such use.

Some drone insurance policies offer a **night flying add-on**, which allows you to fly your drone at night with coverage. Make sure to check with your insurer to confirm this option.

Depending on the policy, some drone insurance covers international flights, but this may require additional coverage or riders. It is important to check the specific terms of your insurance plan.

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What is Drone Insurance?